Hello everyone,

I have been neglecting my Blog, but in my defense I have been really busy. Thanks to Brett and Barb Lewis for their excellent post on windows and energy.

My main topic this week is once again loans. All current buyers need to be aware of just how volatile the lending industry is. For you 30 yr fixed 700 and above FICO, VA or FHA bear with me. For every one doing stated, no doc, lower FICO ect be aware that your loan program could change or go away between the time you go under contract and the day of closing. We use to focus on getting our clients to lock on their interest rate-now you must lock in on both the rate and your loan program! Make sure you can lock in your type of loan so it will be there at closing.

As the lending industry evolves in this market stay on top of your credit. Any loan 700 or above conforming ect should be just fine.

Have a great week,

MIke